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Mtalkz OTP API for Developers

Combine the Mtalkz Bulk SMS Service with Voice Bulk SMS Service, Missed Call service and WhatsApp Business API service to give limitless experience to your Customers & Borrowers and stakeholders.

ATM Alerts and


ATM or Branch or
CSP Locator


Loans and

OTP & Second factor Authentication

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A Mtalkz OTP API, or One-Time Password API, is a type of API that enables developers to add two-factor authentication (2FA) to their applications. An OTP API generates one-time passwords that can be sent to users via SMS or email, and users must enter the correct OTP in order to gain access to the protected resource.

Yes, you can use a Web OTP API to add 2FA to your web applications. A Web OTP API can be integrated with your web application to enable the automatic verification of OTPs entered by users.

The Mtalkz OTP SMS API works by allowing developers to make API calls to generate and send OTPs to users via SMS. When a user tries to access a protected resource, the API can be used to verify the OTP entered by the user. If the OTP is correct, the API returns a success response, and the user is granted access to the protected resource. If the OTP is incorrect, the API returns an error response, and the user must enter a new OTP.

To integrate the Mtalkz OTP SMS API into your application, you would need to make API calls to the API from your application in order to generate and send OTPs, and to verify OTPs entered by users. You would also need to add a user interface to your application that allows users to enter OTPs.

Yes, the Mtalkz OTP SMS API can be used for any type of application that requires two-factor authentication, including web applications, mobile applications, and desktop applications.