OTP API
Ensure secure messaging for the whole of your target market. Secure your Login process with Secured OTP API
Mtalkz OTP API for Developers
Combine the Mtalkz Bulk SMS Service with Voice Bulk SMS Service, Missed Call service and WhatsApp Business API service to give limitless experience to your Customers & Borrowers and stakeholders.
ATM Alerts and
Promotions
Send withdrawal and deposit alerts to customers over SMS, WhatsApp and emails. Also update about new govt. rules and offering for other facilities provided by the banks and financial institutions using Mtalkz Bulk SMS and WhatsApp Business API.
Balance
Check
Use Mtalkz SMS and Missed Call services to let customers seamlessly check their balance and transactions while authenticating through SMS and missed calls.
ATM or Branch or
CSP Locator
Customers can get the branch location or customer serivce point (CSP) – address and Google maps link for branch or CSP as well as ATM’s while typing their area code over WhatsApp or SMS while you integrate Mtalkz APIs for Banking and Financial services.
Automated
Reminders
Integrate Mtalkz SMS and WhatsApp API for banking and Financial services to send Automated reminder through SMS and WhatsApp for EMI dues and other deposits with an Instant Payment link.
Loans and
Offers
SMS and Voice blasts can be sent to out strong database informing the target audience about important offers, bank loans, festive offers using Mtalkz Voice for Banking and Financial Services
OTP & Second factor Authentication
Let customers transact seamlessly using mobile banking , keep them secured via 2nd factor authentication through SMS and OTP generated and delivered without any delay.
Download the OTP SMS API Docs!

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OTP API FOR DEVELOPERS – FAQS
A Mtalkz OTP API, or One-Time Password API, is a type of API that enables developers to add two-factor authentication (2FA) to their applications. An OTP API generates one-time passwords that can be sent to users via SMS or email, and users must enter the correct OTP in order to gain access to the protected resource.
Yes, you can use a Web OTP API to add 2FA to your web applications. A Web OTP API can be integrated with your web application to enable the automatic verification of OTPs entered by users.
The Mtalkz OTP SMS API works by allowing developers to make API calls to generate and send OTPs to users via SMS. When a user tries to access a protected resource, the API can be used to verify the OTP entered by the user. If the OTP is correct, the API returns a success response, and the user is granted access to the protected resource. If the OTP is incorrect, the API returns an error response, and the user must enter a new OTP.
To integrate the Mtalkz OTP SMS API into your application, you would need to make API calls to the API from your application in order to generate and send OTPs, and to verify OTPs entered by users. You would also need to add a user interface to your application that allows users to enter OTPs.
Yes, the Mtalkz OTP SMS API can be used for any type of application that requires two-factor authentication, including web applications, mobile applications, and desktop applications.